Disclaimer

Last updated: January 2026

1. Nature of Our Service

Canberra Home Loan Broker operates as a lead generation and referral service for mortgage brokers. We are not:

• A mortgage broker or finance broker
• A lender or credit provider
• An Australian Credit Licence (ACL) holder
• Authorised to provide credit assistance or financial advice

The mortgage brokers in our network are independent businesses that operate under their own Australian Credit Licences. They are solely responsible for the advice and services they provide to you.

2. General Information Only

All information provided on this website, including but not limited to:

• Home loan products and features
• Interest rates and comparisons
• Government schemes and grants
• Eligibility criteria and requirements
• Market commentary and statistics

...is provided for general informational purposes only. This information:

• Does not take into account your personal objectives, financial situation, or needs
• May not be current or complete at the time you access it
• Should not be relied upon as the basis for any financial decision

3. No Financial Advice

Nothing on this website constitutes financial product advice within the meaning of the Corporations Act 2001 (Cth) or credit assistance within the meaning of the National Consumer Credit Protection Act 2009 (Cth).

Before acting on any information on this website, you should:

• Obtain and read the relevant Product Disclosure Statement (PDS)
• Obtain and read the broker's Credit Guide
• Consider whether the product is appropriate for your circumstances
• Seek independent professional advice from a licensed professional

4. Rates and Product Information

Any interest rates, fees, or product information displayed on this website:

• Are indicative only and subject to change without notice
• May not reflect the rates available to you based on your circumstances
• Should be verified directly with the lender before proceeding

Actual rates and terms will be determined by the lender based on a full assessment of your application.

5. Government Schemes and Grants

Information about government schemes such as the Home Buyer Concession Scheme, First Home Guarantee, and Help to Buy is provided for general information only. These schemes:

• Have specific eligibility criteria that may change
• Are subject to government policy changes
• May have limited places or funding availability

Always verify current eligibility requirements and availability directly with the relevant government agency or your broker.

6. Third-Party Broker Responsibility

When you are referred to a mortgage broker in our network:

• The broker becomes solely responsible for any advice or services provided
• The broker will provide you with their Credit Guide before providing credit assistance
• The broker operates under their own ACL and compliance framework
• Canberra Home Loan Broker is not responsible for the broker's actions or advice

7. No Guarantee of Approval

Submitting an enquiry through our website does not guarantee:

• Approval for any loan or credit product
• Access to any particular interest rate or terms
• Eligibility for government schemes or grants
• Any particular financial outcome

All loan applications are subject to the lender's credit assessment and approval processes.

8. External Links

This website may contain links to external websites or resources. We do not:

• Control or endorse these external sites
• Guarantee the accuracy of information on external sites
• Accept responsibility for any loss arising from use of external sites

9. Accuracy of Information

While we endeavour to ensure the information on this website is accurate and up-to-date, we make no representations or warranties (express or implied) about:

• The completeness, accuracy, or reliability of any information
• The availability or performance of the website
• The suitability of information for any particular purpose

Information may become outdated, and we are under no obligation to update it.

10. Limitation of Liability

To the maximum extent permitted by law, Canberra Home Loan Broker, its directors, employees, and agents will not be liable for any loss or damage (including direct, indirect, consequential, or incidental loss) arising from:

• Your use of or reliance on information on this website
• Any errors or omissions in website content
• The actions or advice of brokers in our network
• Your inability to access or use the website

Nothing in this disclaimer excludes, restricts, or modifies any rights you may have under the Australian Consumer Law that cannot be excluded.

11. Your Responsibility

You acknowledge that:

• You are responsible for conducting your own due diligence
• You should seek independent professional advice before making financial decisions
• You use this website and our services at your own risk

12. Contact Us

If you have questions about this Disclaimer, please contact us:

• Email: loans@canberrahomeloanbroker.com.au
• Phone: 02 6422 6227

← Return to Home